Reimagining
credit that is Bettr

google pay

We’re currently not accepting new applications until we implement specific changes as required by RBI Directive

0% Interest-Rate Joining Offer

Enjoy interest free spending for first 3 months.

(All you need to do is make your minimum payments.)

Your ultimate emergency credit line

Enjoy lowest interest rates starting at 1.49% p.m.*

No processing fee, No prepayment fee

Enjoy flexible payments with only minimum dues for months when EMI payment seems like a far shot

Your super
rewarding payment companion

Spend whenever and enjoy upto 51 days interest-free credit period

Earn 1% cashback on all spends

100% fuel surcharge waiver to a maximum of ₹100 per billing cycle

Get instant approval on a ready to use digital card

Carry your card
even without a wallet

Simple and Easy to understand mobile App

Smart statements with no complicated jargon

View your credit card detail securely on the BettrCredit app for all digital purchases

We
don’t
hide
anything

No hidden fees ever.

No Hidden Fee

No Annual Fee

No Processing Fee

No Overlimit Fee

Works everywhere
with the power of VISA Platinum.

google pay

We’re currently not accepting new applications until we implement specific changes as required by RBI Directive

Built for those who believe in being financially smart

Start your credit
building journey

Improve your
credit score

Spend, save and grow.
All together

Don’t take
our word for it.

Join 50,000+ members who love us already!

"I can’t believe that I applied and got the credit card within minutes. No visits to the bank or ATM - I could just activate the card sitting at home using the app. Honestly having the app is such a blessing because now I can see all my transactions, purchases right away. Bettr Card is truly better than other credit cards."

Sonia Rawat

"Wow! Now I can control my credit card through an app. Right from applying to managing transactions - everything is super seamless. I used to get tired remembering account id for online banking - but thanks to Bette Card everything can be done through a fingerprint."

Rakesh Jha

"Their 40 day interest period is amazing. I used to depend a lot on loans where the interest starts from day 1 - but now I have Bettr Card and thanks to them I don’t need to worry about additional interest anymore. If there is one thing for sure in my wallet now - it is Bettr Card."

Akshay Solanki

"Can’t believe I got a card sitting at home - that too within 5 minutes all through their app! So happy!"

Vikas Reddy

"Thanks to them I now have a credit card with a great credit limit which can be used during emergencies"

Priya Ochani

Apply Now to
get your Bettr Card.

Click to
Download app

Minutes to
Apply

Months of
0% Interest Rate*

*Actual interest rate post joining offer will depend on credit profile.

google pay

We’re currently not accepting new applications until we implement specific changes as required by RBI Directive

Service Disruption Notice

w.e.f July 1^st, 2022

Banking Partner

Service Disruption Notice

w.e.f July 1^st, 2022

Bettr Card is issued by SBM Bank (India) Ltd pursuant to its license by Visa and Mastercard International. Your Bettr credit card account is hosted by SBM Bank (India) Ltd and follows all security standards prescribed by SBM Bank (India) Ltd, in accordance with RBI regulations. Bettr itself is not a bank and doesn’t hold or claim to hold a banking license. Your money is always safe with SBM Bank (India) Ltd. This card is the property of SBM Bank (India) Ltd to whom it must be returned upon request, or at the below address: 321, Bettr office, E-wing, Kanakia Zillion, LBS Marg, Kurla West, Mumbai, Maharashtra 400070

made with in India

Reimagining credit that is Bettr

Reimagining
credit that is Bettr